Financial

1.jpgAll fees for orthodontic treatment are determined by the treating orthodontist on an individual basis using factors such as severity of the case and length of treatment. Our office is pleased to be able to offer a free consultation, including diagnostic records so that our patients can have a clear understanding of the orthodontic treatment plan and financial plan that is being proposed for you or your child.

In order to make orthodontic treatment affordable, Drs. Davis and Nyczepir offer several payment options:

  • A no-interest, no-finance charge in-house payment plan consisting of an initial down payment followed by monthly payments that are payable on the first of the month.
  • A payment in full choice reflecting a 5% discount for out-of-pocket treatment fees over $1,000 when paid at the start of treatment.
  • CareCredit offers several options for the financing of your orthodontic treatment. Please contact our office at 804-414-0713 for additional information or apply through their website: CareCredit
  • Company Flexible Spending Accounts are a great way to use pre-tax dollars to pay for orthodontic treatment. Our office is able to process most flexible spending cards and/or provide supporting documentation.

Payment can be made by cash, personal check, money order or Visa, MasterCard and Discover cards. If you would like to make a payment by phone or schedule a recurring automatic monthly credit card payment, please contact our financial office at 804-414-0713.

Insurance

Our office will be pleased to assist you with questions regarding your insurance plan and the benefits that may be available to you for orthodontic treatment. We will file all insurances with the exception of DHMO plans and discount dental programs, and we are participating providers for the following insurance companies:

  • Delta Dental PPO  (excluding Delta Care)
  • MetLife
  • Premier
  • Smiles For Children
  • United Concordia

Although our office may be out-of-network with your plan, some plans have the same benefit in a out-of-network plan for orthodontics.

If you would like assistance in determining your benefits regarding your individual plan, please contact our office at 804-414-0713 and an insurance coordinator will be glad to help you with your questions and concerns.